Keep you company protected from cyber crime

Third-Party Liability Claims

1. Implement Strong Data Protection & Privacy Policies

  • Follow GDPR, CCPA, HIPAA, PCI-DSS, and other relevant regulations to protect customer data.
  • Encrypt sensitive information in transit and at rest to prevent unauthorized access.
  • Ensure role-based access controls (RBAC) to limit data exposure.
  • Regularly audit and review data handling policies to remain compliant.

2. Enforce a Third-Party Vendor Risk Management Policy

  • Conduct thorough cybersecurity risk assessments before onboarding third-party vendors.
  • Require vendors to have security certifications (e.g., ISO 27001, SOC 2).
  • Ensure vendors comply with the same cybersecurity standards as your organization.
  • Require cyber liability insurance from vendors handling your data.

3. Secure Vendor & Customer Contracts with Cybersecurity Clauses

  • Include data security obligations in all contracts with third parties.
  • Define liability limitations and ensure indemnification clauses protect your company.
  • Require mandatory breach notification policies from third-party vendors.
  • Specify who is responsible for cyber incidents affecting shared data.

4. Conduct Regular Security Audits & Penetration Testing

  • Perform internal and third-party security audits on IT systems handling third-party data.
  • Conduct annual penetration testing to detect vulnerabilities before attackers do.
  • Require vendors to submit cybersecurity audit reports for review.
  • Establish corrective action plans for any security deficiencies identified.

5. Implement Incident Response & Breach Notification Plans

  • Develop a detailed incident response plan that includes third-party breach reporting.
  • Define timelines and reporting requirements for notifying affected partners and customers.
  • Conduct regular incident response drills with third-party stakeholders.
  • Ensure forensic investigation procedures are in place to determine liability in case of a breach.

6. Strengthen Network Security & Access Controls

  • Implement firewalls, IDS/IPS, and endpoint detection & response (EDR) solutions.
  • Require multi-factor authentication (MFA) for access to sensitive data.
  • Enforce network segmentation to isolate critical systems from third-party connections.
  • Use zero-trust architecture (ZTA) to limit access based on identity verification.

7. Require Cybersecurity Training for Employees & Partners

  • Conduct mandatory cybersecurity awareness training for employees and contractors.
  • Train teams on phishing, social engineering, and secure data handling.
  • Require vendors handling sensitive data to provide security training for their staff.
  • Implement security best practices in employee handbooks and agreements.

8. Ensure Proper Cyber Insurance Coverage

  • Maintain comprehensive cyber liability insurance that covers third-party claims.
  • Verify that your insurance policy covers regulatory fines, legal fees, and breach notifications.
  • Require vendors and business partners to carry cyber liability insurance as well.
  • Work with legal and risk teams to review insurance gaps annually.

9. Monitor and Limit Data Sharing with Third Parties

  • Implement strict data access policies to control what information vendors can access.
  • Use data anonymization and tokenization to minimize exposure of PII.
  • Regularly review and update third-party data access logs to prevent unauthorized usage.
  • Terminate data access privileges for vendors when the partnership ends.

10. Establish Legal & Compliance Oversight for Cyber Risks

  • Assign legal and compliance teams to review cybersecurity risks related to third-party claims.
  • Maintain detailed documentation of security policies and contractual agreements.
  • Develop a compliance checklist for cybersecurity obligations related to third-party relationships.
  • Work with external legal counsel to stay updated on evolving cyber liability laws.